lantern by sg river 2010

went over to clarke quay last week to take a short stroll..
then i figured tat they have celebration for mid autumn there.

haha.. ya.. must start with a dragon..
ok.. enjoy the night view of the lanterns..
Journey to the West
5 tiger generals



ok.. end the blog with some pretty gals dancing..
haha.. Nope.. i no go to take individual pic with them.. shy lah.. lol

performance 28/9/10

COURT

Here's e verdict..

I FAIL AGAIN...

i got nose block today n fare lousy..

during rehearsal, many said tat my singing is ok..
but actual day flop.. cos nose.. i cant control my key again.. FLOP FLOP FLOP...
must find MOP
ok.. STOP
i think i look stupid lor.. wear wig + hat

to make things funny.. no1 speaks of how i fare..

then all asking abt my wig.. faint..
dont know if to smile or to cry..
ok lah.. at least caught some attention

for more pic.. refer to mk's blog... Disclaimer.. provided she got blog

stress time..

i not sure if i am suppose to be happy or sad.
oct is here n i getting stress up again

seems tat i can only enjoy july - aug.. cos the rest of the yr, i m likely to be busy.

i calculated that i will have a turning point this yr n next, making me more busy.
if things goes smoothly, by 2012, i should complete my transition.
hopefully its done by then.

but this transition has 2 root problems... so long as its not cleared, i can never finish wit the transition. Ti Ji cant say too much. I can only try my best.

i tried singing low 8 key for my songs. although its low 8, but i think its nicer than someone's mono low 8. keke.. i still trying to convince ang tat low 8 is better. in e meantime, i have to try to get my key right also.

bday 2010

Thanks all for remembering this day..

First in the list is yuting, my little cousin @ 1.15am.. nearly got a scolding from me for sms so early..

dlq managed to be no.2 @ 8am. yeah.. i ki siao.. slept at 3am.. but up so early.. cos ting ting was on way home.. so i juz keep her company til she reached home.

i went to chinatown to get some mooncake to treat coi. we changed the venue place n i foresee them not cooking.. then i scare someone might have bought me a cake.. cos i was SAYING that my bday is in 2 weeks time.. apparently, all no hear lor.. so sad..

then mk declare tat its my bday n everyone start wishing me..

i tot it was the end of the wish list but ah kat n lisa join in the sms...

10sec after kat, deina join in via facebook.. well this girl is a surprise lor.. cos i dont expect to receive msg from her. though had not chat with / meet her. but also feel touched...

ok.. this yr bday gift list.. 1 facial package (cos my last 1 had ended), 1 insurance plan cos i feel tat my life suddenly worth more and 1 samsung galaxy S. Total worth 2.5k.. now i going to have problem paying next mth.. dont think i can travel this yr liao..
(the tw trip is last yr b/f)

Saving money

i took this from yahoo and found that its very meaning

1. Compound Interest Really is Magic
Dont small look compound interest. It's also what i called 'interest on interest'
eg. 1% interest for jan. but in feb u get 1% X 1% for the jan interest.

2. It's OK to Start Small
There is no such thing as big or small amount. even if u save $1, its still a save

3. You Need Savings Goals
Goal creation will give u an aim on what you want. Then u plan how u going to ge

4. Different Accounts Accomplish Various Purposes
Its easier to have various purpose account. From there, you can judge whether are you close to your goal. Eg. Investment account, Travel account

5. Savings Should Be Part of Your Budget
Well, for us, we already have 20% for CPF. I believe we need to cut another 10% at least for rainy days

6. Cash is Not Always King
Cash is never a king. Try to make your money work for u

7. For Retirement, Max Out Tax-Advantaged Accounts First
We need to consider things like SRS and other tax forms to maximise our funds. Its a poor thing to be taxed when u able to retire

8. Sometimes You Can Save for Others
I called this parents' account. In case they retire, u need some funds also

9. Spending is Never Saving
Discount is not a saving.. its an EXPENSE. spend on what you need and not what u want

10. It is Possible to get Too Carried Away